This Debt Awareness Week (22nd to 28th March 2021), we wanted to highlight five services available in Renfrewshire that offer fair and honest financial support and guidance.
Offering a wide range of financial products (including loans), credit unions are not-for-profit and treat each member as an individual. This ethos helps to provide members with a personalised form of financial support. For more information on the benefits of credit unions please click here to learn more.
Fair For You
A not-for-profit organisation that provides a range of products from fridges to prams! Goods can be paid for on a weekly, fortnightly or monthly basis and the interest rate (at 3% per month) is much less than that of High Street rent-to-buy stores. They can also uplift old items. You can learn more about Fair For You on their website by clicking here.
Struggling to pay bills? If you are having money problems, getting early access to advice can help your pocket and reduce your worry. The Advice Renfrewshire website can help you find local, free, confidential and impartial advice on a wide range of topics including debt, employment and loans. Check out their website to find out more.
Recovery Across Mental Health (RAMH)
Money worries can weigh on your mind causing additional stress and impacting your mental health. If you are feeling the pressure, organisations such as RAMH provide help with mental ill health, depression, anxiety and many other conditions. RAMH have a range of information available on their website.
UWS Funding & Advice
If you are thinking about studying at University of West of Scotland, or are already a student there, the Funding & Advice team are their to provide support and guidance. They offer advice on funding options as well as money management tools and resources. Find out more by clicking here to visit their website.
Debt Awareness Week 2021 is all about destigmatising debt. You should feel comfortable asking for the help you need without being judged or feeling ashamed. Learn more about Debt Awareness Week 2021 on the Step Change website.