Buy Now Pay Later | Money & Mental Health

POSTED: 13th December 2021

This week’s blog comes from the Money and Mental Health website highlighting the use of Buy Now Pay Later (BNPL) services. BNPL allows the consumer to spread the cost of items over several months, often without interest. The blog was written for Black Friday however with Christmas looming we feel it is important to highlight […]

One Week & One Year On at RACA

POSTED: 27th November 2021

Yvonne Hughes, RACA’s dedicated Affordable Credit Officer and Cassie who is the Digital Marketing Volunteer, write this week’s blog. Yvonne has been with RACA for one week A week in already and it has of course flown by. There is everyone still to meet, but I have attended very useful events, including the Our Children […]

Money & Pensions Service | Talk Money Week 2021

POSTED: 8th November 2021

As part of Talk Money Week 2021, RACA is delighted to host a free virtual event for practitioners on Tuesday 9th November from 10am – 11:30am. The session will feature a range of special guest speakers including a presentation from Kevin Duffy, Scotland Partnership Manager at the Money and Pensions Service. Thank you to Kevin, […]

Introducing Our Affordable Credit Officer | Talk Money Week 2021


This is an exciting week here at RACA HQ. A new dedicated Affordable Credit Officer (AFO) is taking up post. Yvonne Hughes comes from a Third Sector background in the comms and public affairs team for a national charity. We are grateful that Renfrewshire Council has funded this one-year project with a view to embedding […]

Advice Works | Talk Money Week 2021

POSTED: 2nd November 2021

We are looking forward to hosting our upcoming Talk Money Week Event on Tuesday 9th November from 10am. We have an exciting and packed agenda for the session including a presentation from our guest speaker, Lynne Kerr, Senior Service Delivery Officer from ‘Advice Works’ (Renfrewshire Council Benefits and Advice Services).  Lynne explained the services available […]

Talk Money Week Event | 9th November 2021

POSTED: 17th October 2021

We would like to invite you to our Talk Money Week event, looking at how we can support financial wellbeing. About this event If, as a practitioner, you find it uncomfortable to talk to service users/clients about money, you’re not alone. Every year Talk Money Week encourages people to open up about their finances. By […]

Vacancy: Affordable Credit Officer

POSTED: 21st September 2021

Thanks to funding from Renfrewshire Council we are delighted to promote this cross-sector 12 month post, making a difference to people in vulnerable circumstances across Renfrewshire. It’s an exciting opportunity to join a robust and well established network of practitioners and organisations working towards decreased use of illegal money lending and increased awareness of local […]

Gambling, vulnerability and FCA Compliance

POSTED: 29th July 2021

This week we would like to share a recently published guide, written by Sharon Collard and Katie Cross, which aims to show how financial services firms can achieve the best outcomes for vulnerable customers who gamble. Summary: Financial Conduct Authority (FCA) guidance sets out its view of what regulated firms should do to comply with […]

Online Information Event | 11th May 2021

POSTED: 17th May 2021

Thank you to all those who attended our first Online Information Event of 2021! A special thanks to our speakers – Dermot O’Neill from Scottish League of Credit Unions (SLCU), Chris Bennett from Fair For You, William Kløverød Griffiths from Scotland Reducing Gambling Harm at the ALLIANCE, and Kevin Duffy from Money & Pensions Service. […]

Scotland Reducing Gambling Harm programme at the Health and Social Care Alliance Scotland (The ALLIANCE)

POSTED: 2nd May 2021

Thank you to William Griffiths from Scotland Reducing Harm for this week’s blog focusing on affordable credit. William is a guest speaker at the upcoming RACA Online Information Session on Tuesday 11th May 2021 at 10.00 – 11.15am. Find out more about the event by clicking here. The ALLIANCE’s Scotland Reducing Gambling Harm programme aims to put the voice […]