3-minute read This week we caught up with Dan Evans – not the tennis supremo and doubles partner of Andy Murray, but Dan from Salad Money, one of our new affordable credit partners. We are delighted to join up with Salad Money. Salad Money uses state-of-the-art Open Banking technology to provide fair, affordable lending to […]
Multiply – making numbers count “Feeling confident with numbers and maths helps everyday life.” That’s the opinion of Sandra Brown, who is co-ordinating the Multiply programme for Renfrewshire residents, groups and organisations. “You might be helping your children with their homework. You might need to work out measurements and cooking times to cook a meal. […]
We are proud to launch our focusing on young people’s experience with credit. Recent research focusing on the financial wellbeing of people in the UK has highlighted that young people are experiencing money worries. Over half of young people worry about their finances on a regular basis. 18-24-year-olds face crucial transitions to adulthood, including first […]
At this time of year people are probably spending money rather than saving, but we have to let you know about a way you can save money if you receive Universal Credit or Working Tax Credit. Read on to find out more… What is Help to Save? Help to Save is a type of savings […]
What is a broadband social tariff? In this blog we want to bring your attention to social tariffs for broadband and mobile phones. Have you ever heard of a social tariff or do you know what it is? Prior to starting work at RACA I wasn’t entirely sure what a social tariff was but it’s […]
Have you heard of Multiply? If you have heard that there is a Renfrewshire wide drive to help residents learn to use numbers better – we are taking part! If you have not, read on for more…. We will be running two-hour individual Workshops to help people to manage their finances better. We want to […]
A new campaign from the Scottish Illegal Money Lending Unit wants us all to #AskTheQuestion this spring. This is a campaign to get us talking about and asking yourself and others – can you spot, or have you used an illegal lender or loan shark? The campaign wants you and your colleagues and employees, family and […]
This week’s blog comes from the Money and Mental Health website highlighting the use of Buy Now Pay Later (BNPL) services. BNPL allows the consumer to spread the cost of items over several months, often without interest. The blog was written for Black Friday however with Christmas looming we feel it is important to highlight […]
We are looking forward to hosting our upcoming Talk Money Week Event on Tuesday 9th November from 10am. We have an exciting and packed agenda for the session including a presentation from our guest speaker, Lynne Kerr, Senior Service Delivery Officer from ‘Advice Works’ (Renfrewshire Council Benefits and Advice Services). Lynne explained the services available […]
This week we would like to share a recently published guide, written by Sharon Collard and Katie Cross, which aims to show how financial services firms can achieve the best outcomes for vulnerable customers who gamble. Summary: Financial Conduct Authority (FCA) guidance sets out its view of what regulated firms should do to comply with […]