Blog

Vacancy: Affordable Credit Officer

POSTED: 21st September 2021

Thanks to funding from Renfrewshire Council we are delighted to promote this cross-sector 12 month post, making a difference to people in vulnerable circumstances across Renfrewshire. It’s an exciting opportunity to join a robust and well established network of practitioners and organisations working towards decreased use of illegal money lending and increased awareness of local […]

Gambling, vulnerability and FCA Compliance

POSTED: 29th July 2021

This week we would like to share a recently published guide, written by Sharon Collard and Katie Cross, which aims to show how financial services firms can achieve the best outcomes for vulnerable customers who gamble. Summary: Financial Conduct Authority (FCA) guidance sets out its view of what regulated firms should do to comply with […]

Online Information Event | 11th May 2021

POSTED: 17th May 2021

Thank you to all those who attended our first Online Information Event of 2021! A special thanks to our speakers – Dermot O’Neill from Scottish League of Credit Unions (SLCU), Chris Bennett from Fair For You, William Kløverød Griffiths from Scotland Reducing Gambling Harm at the ALLIANCE, and Kevin Duffy from Money & Pensions Service. […]

Scotland Reducing Gambling Harm programme at the Health and Social Care Alliance Scotland (The ALLIANCE)

POSTED: 2nd May 2021

Thank you to William Griffiths from Scotland Reducing Harm for this week’s blog focusing on affordable credit. William is a guest speaker at the upcoming RACA Online Information Session on Tuesday 11th May 2021 at 10.00 – 11.15am. Find out more about the event by clicking here. The ALLIANCE’s Scotland Reducing Gambling Harm programme aims to put the voice […]

The significance of access to Affordable Credit | Fair for You

POSTED: 26th April 2021

Thank you to Chris Bennett from Fair for You for this week’s blog focusing on affordable credit. Chris is a guest speaker at the upcoming RACA Online Information Session on Tuesday 11th May 2021 at 10.00 – 11.15am. Find out more about the event by clicking here. When setting up Fair for You Enterprise CIC […]

Financial wellbeing and the role of credit | Money & Pensions Service

POSTED: 11th April 2021

This week’s blog looks at financial wellbeing and is written by Kevin Duffy, Partnerships Manager at Money & Pensions Service whose mission is to ensure everyone in the UK can easily access the information needed to make the right financial decisions throughout life. Kevin Duffy is a guest speaker at the upcoming RACA Online Information Session on […]

Debt Awareness Week 2021

POSTED: 23rd March 2021

This Debt Awareness Week (22nd to 28th March 2021), we wanted to highlight five services available in Renfrewshire that offer fair and honest financial support and guidance.  Credit Unions Offering a wide range of financial products (including loans), credit unions are not-for-profit and treat each member as an individual. This ethos helps to provide members […]

A Credit Union Car Loan? Your Questions Answered.

POSTED: 3rd March 2021

This week, Scotwest Credit Union kindly shared their expertise and guidance with us on their car loan options. Not sure what a Credit Union is? Click here to learn more about the benefits. The new ’21’ registration plates are on their way and you might be thinking about buying a new car or like many […]

UWS Funding & Advice: National Student Money Week

POSTED: 21st February 2021

This Student Money Week, we heard from Student Support Advisor, Louise Reid, from the University of the West of Scotland Funding & Advice Team. Louise shared her thoughts on the importance of having access to credit options and planning for the unexpected: “Working with RACA is so important to us here at UWS Funding & […]

Spotlight on: Renfrewshire Citizens Advice Bureau

POSTED: 3rd February 2021

This week’s blog focuses on Renfrewshire Citizens Advice Bureau, and we’ll hear from Alison Clunie, Money Advisor. Renfrewshire Citizens Advice Bureau offers free impartial advice on benefits, consumer issues, immigration, workplace disputes and much more.  Alison shared her thoughts on RACA and the real cost of high-interest credit: “I think RACA is important in order […]