RACA is made up of a variety of organisations including credit unions, banks, Renfrewshire Council and more in order to help you access fair and affordable forms of credit.
We have come together to champion fair and honest finance – and ensure everyone, no matter their income level, has better options that help reduce the risk of them falling into problem debt.
RACA would be delighted to work with you at your group or workplace. If you are an organisation or group who works with people in vulnerable situations or want to hear more about booking a session around affordable credit please use our Get In Touch button above.
Credit Unions offer members a variety of financial products and services based on savings and loans. With 5 operating across Renfrewshire, there is plenty of choice.FIND OUT MORE
Banks can seem like intimidating places but that doesn’t mean you can’t use them. Find out all you need to know about banks and what they can offer you right here.FIND OUT MORE
There are other ways to get credit if you cannot get a bank, building society or credit union loan. Find out all about the other credit sources available here.FIND OUT MORE
We know that dealing with debt on your own can be a real struggle. There are organisations out there that can help.FIND OUT MORE
Credit Ratings are incredibly important when it comes to finance. Find out more on how to improve your rating here.FIND OUT MORE